I would like your post but it may get seen be my much better half
TBF, she would point out that she has never had an accident and I have had two (one driving in Spain - I looked the wrong way pulling out of a junction, I don't know why they have to drive on the wrong side of the road. The other on ice (no other vehicles involved).
I would respond that she has never done any of the driving in Europe on our frequent holiday visits (except for the occasion I got a 1 day roadside ban for doing 125mph in France and she had to drive the last 10 miles to the Eurotunnel ).
Ah, such 'discussions' we have had over 30 years of marriage